Interest-Free Installments

At Luvohome, we want to make your shopping experience flexible and convenient. That’s why we offer Interest-Free Installments on eligible purchases. With this option, you can split your total payment into multiple smaller payments without paying any extra interest.

1. How Interest-Free Installments Work

When you choose an eligible product, you can select an interest-free installment plan at checkout. Here's how it works:

  • Payments are divided into equal installments over a set period (e.g., 4 payments over 6 weeks).
  • No interest or hidden fees are added.
  • Eligible for most major credit cards or supported Shopify Payments methods.

This helps you manage your budget while still getting the products you love.

2. Eligibility and Limits

Not all products or orders qualify for interest-free installments. Eligibility is determined by:

  • Product price and category
  • Order total
  • Availability in your country

Check the product page or checkout for the “Pay in Installments” option.

3. How to Use Interest-Free Installments

  1. Add eligible products to your cart.
  2. Proceed to checkout.
  3. Select the installment plan option (available through Shopify Payments partners such as Afterpay, Klarna, or Affirm depending on your region).
  4. Complete your order. Your payments will be automatically scheduled.

4. Security and Peace of Mind

All installment payments are processed through Shopify Payments, which is PCI Level 1 certified. This means:

  • Your payment information is encrypted and secure.
  • Transactions are monitored and audited regularly.

5. Official Shopify References

6. Need Help?

If you have any questions about interest-free installments, please reach out to us via:

When contacting us, please provide:

  • Product link you found with an interest-free installment option elsewhere
  • Corresponding product link on Luvohome
  • Any relevant screenshots or details about the installment offer

Your shopping experience and flexibility matter to us — and we work to make your payments simple and safe.